Disability Insurance for Individuals

Health insurance pays the doctor, but what pays the bills if you become unable to work because of an accident or injury? Even if you qualify, you cannot assume that worker’s compensation or a state unemployment insurance program will be adequate to make mortgage payments, pay tuition, or put food on the table. Unlike regular health insurance, disability insurance is designed to provide an income when you can’t work at your regular job.

We know that different clients require different solutions, and we have the expertise to customize the right solution for your needs and budget. Some individual and group disability options include:

• Individual disability insurance: This is a good solution for self-employed people and small business owners.
• Short- and long-term disability: Plans may be custom tailored to help with minor illness or injuries that last a few days to a few weeks, or they can be set up to cover years of recovery.
• Life insurance with disability coverage: Some life insurance plans can also include coverage for injuries or illnesses, and this can be a convenient and affordable solution.

Contact Us about Disability Insurance Solutions.