Choosing your health insurance plan can be overwhelming and confusing. People often over-analyze health insurance plans in fear that they are going to be left out in the cold if they choose the wrong one. There is no right or wrong answer unfortunately, and you can’t necessarily predict what health issues may arise in the upcoming year….

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  A health savings account, or HSA, is a tax-exempt personal savings account that can be used to pay for certain medical expenses. An HSA is to be used alongside a qualified high-deductible health plan, or HDHP. An HDHP is a plan with a higher deductible than a traditional insurance plan. The monthly premium is…

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